College Funding Strategies
By employing smart strategies for funding your children’s college education, you not only can afford to send your children to college, but also position your family for a more secure financial future.
We start the process by calculating your expected family contribution (EFC), and providing planning recommendations to reduce it. We offer strategies where your home equity can help, rather than hurt, in the financial aid formulas. We also share ways to legally protect your savings and retirement accounts from the financial aid formulas.
Our recommendations can help your financial picture not just during the college years, but beyond. We provide a complete financial overview on college, taxes, cash flow and retirement, and develop a plan to improve each area. We recommend the best ways to pay your share of college costs, including tax-efficient borrowing strategies to help keep financial goals in line, along with long-term cash flow strategies.
Progressing from strategies to tactics, we offer individualized financial aid estimates for an unlimited number of schools, and recommend additional schools to be considered based on your particular situation. Since some student financial aid is not need-based, we also provide a personalized college scholarship eligibility assessment so you know which merit-based scholarships your child will be eligible for. Contact us for a free consultation.